:root {
  color-scheme: light;
  --primary: #003d9b;
  --primary-2: #0052cc;
  --surface: #f7f9fb;
  --muted: #515f74;
  --line: #d9dde6;
  --text: #191c1e;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--text);
  background: var(--surface);
}
a { color: inherit; }
.topbar {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px clamp(16px, 4vw, 48px);
  background: rgba(255,255,255,0.94);
  border-bottom: 1px solid var(--line);
  backdrop-filter: blur(16px);
}
.brand {
  font-family: Georgia, serif;
  font-size: clamp(1.45rem, 3vw, 2rem);
  font-weight: 700;
  text-decoration: none;
  color: #173b70;
}
.brand span { color: var(--text); }
.top-cta, .button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  padding: 13px 18px;
  background: linear-gradient(135deg, var(--primary), var(--primary-2));
  color: white;
  font-weight: 800;
  text-decoration: none;
}
.top-cta { padding: 10px 14px; font-size: 0.9rem; }
main { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.hero {
  padding: clamp(54px, 9vw, 104px) 0 38px;
  display: grid;
  gap: 18px;
  max-width: 860px;
}
.eyebrow {
  margin: 0;
  color: var(--primary);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.76rem;
}
h1 {
  margin: 0;
  font-size: clamp(2.1rem, 6vw, 4.7rem);
  line-height: 1.02;
  letter-spacing: 0;
}
.lead {
  margin: 0;
  color: var(--muted);
  font-size: clamp(1.05rem, 2vw, 1.28rem);
  line-height: 1.65;
  max-width: 760px;
}
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 8px; }
.button.secondary {
  background: #d5e3fc;
  color: #24364f;
}
.grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin: 28px 0;
}
article, .content, .faq {
  background: white;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: clamp(20px, 3vw, 30px);
  box-shadow: 0 14px 36px rgba(25,28,30,0.05);
}
h2 { margin: 0 0 12px; font-size: clamp(1.35rem, 3vw, 2rem); }
article h2 { font-size: 1.15rem; }
p, li { color: var(--muted); line-height: 1.68; }
.content, .faq { margin: 16px 0; }
ol { margin: 0; padding-left: 22px; }
details {
  border-top: 1px solid var(--line);
  padding: 16px 0;
}
details:first-of-type { border-top: 0; }
summary { cursor: pointer; font-weight: 800; }
footer {
  width: min(1120px, calc(100% - 32px));
  margin: 30px auto 0;
  padding: 28px 0 44px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px 24px;
  color: var(--muted);
  border-top: 1px solid var(--line);
}
footer a { text-decoration: none; font-weight: 700; }
@media (max-width: 820px) {
  .grid { grid-template-columns: 1fr; }
  .topbar { align-items: flex-start; flex-direction: column; }
}